Visa & Mastercard
Statements from any bank that issues Visa or Mastercard — retail banks, credit unions, and online-only issuers.
Free Credit Card Statement to Excel Converter
Drop in a Visa, Mastercard, Amex or Discover statement PDF and get back a categorized Excel sheet — every charge with date, merchant, signed amount, type (purchase, fee, interest, payment, refund, cash advance) and card last 4, plus statement balance, minimum due, payment due date and credit limit on a summary sheet. Free up to 10 statements a day, no signup.
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0/10 daily document conversions
Start free instantly • All document types • No signup required
Privacy First: Your images are never stored - processed instantly and discarded
Workflow
Statement to Categorized Expense Report in 3 Steps
What You Need
- A credit card statement as a PDF, scanned image, or phone photo
- Statements from any issuer — Visa, Mastercard, Amex, Discover, or store cards
- A modern web browser (no app download or plugin required)
Upload. Parse. Download.
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Add Your Statement
Drag and drop your credit card statement PDF or image. Multi-page PDFs are handled automatically. Choose your output format — Excel, CSV, Word, or JSON.
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AI Identifies Every Charge
The AI reads every page and writes each transaction to its own row with date, merchant, signed amount (charges positive), and a type codeword. Statement period, balances, credit limits, fees, interest, and the payment due date are captured alongside. Files are processed in memory and never stored.
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Get Your Transaction Report
You get a clean spreadsheet with one row per transaction and a single signed amount column — purchases, fees and interest positive, payments and refunds negative. Premium adds batch upload up to 50 statements, merging, plus Xero and QuickBooks CSV exports.
Live Examples
See ScanToExcel In Action
Real documents, real Excel output — live examples auto-cycling every few seconds.
Credit Card
American Express → Excel
3-page Amex statement turned into a clean, flat itemized list of every charge and payment.
Coverage
Visa, Amex, Mastercard, Discover — All Read the Same Way
Chase Sapphire, Amex Platinum, Citi Double Cash, Capital One Venture, a corporate Mastercard or a store card — the credit card statement to Excel converter reads the layout, follows the merchant column, and pulls every charge into structured rows. One-page summaries and 15-page year-end statements get the same treatment.
American Express
Personal, business, and corporate Amex statements including charge cards and revolving credit.
Discover & Store Cards
Discover card statements and branded store cards from major retailers with their unique layouts.
International Issuers
Credit card statements in any currency from international banks, fintech providers, and regional card networks.
Business & Corporate Cards
Company credit card statements with employee sub-accounts, project codes, and multi-currency charges.
Multi-Page PDF Statements
Long statements spanning multiple pages are processed as a single document — no need to split or crop.
Features
Merchant, Category, Amount — Every Charge Mapped
Extraction
- Every transaction: date, posted date, merchant, type, and reference
- Signed amount column — purchases, fees and interest positive; payments and refunds negative
- Statement period, balances, credit limits, and payment due date
- Issuer, cardholder, card network, brand, and last 4 digits
Output
- Excel, CSV, Word, or JSON on every tier
- Free for single statements; Free+ adds 5-file batches with email delivery
- Premium batch up to 50 statements (≤25 MB per file) with merged workbooks
- Premium-only Xero and QuickBooks CSV exports for direct import
Best Practices
Pro Tips for a Sharper Charge Export
PDFs straight from the card issuer's portal give the cleanest output — upload them as-is and the OCR pass is skipped. For paper statements and the rest of the workflow, the tips below squeeze the most signal out of every charge.
Compare across cards
Export statements from multiple cards, merge the sheets, and track total spending across all your credit lines.
Use clear photos
Lay printed statements flat and photograph in good lighting. Avoid shadows and keep all edges in frame.
Check fees monthly
Interest charges and fees sometimes change without notice. A monthly export makes it easy to catch increases.
Upload full PDFs
Multi-page statements are processed as one document. No need to split pages — the AI handles continuation tables.
Keep file names organized
Name downloaded files by card and month (e.g. amex-2026-03.xlsx) so they are easy to find later.
Share with your accountant
Export to CSV or Excel and send directly. Structured columns save time during tax prep and expense reviews.
Safeguards
Spot Fraud and Build Chargeback Cases in Excel
With your transactions in a spreadsheet, spotting errors and building a dispute case is straightforward.
What to look for
- Unfamiliar merchant names (some use parent company names)
- Small test charges followed by larger ones
- Duplicate charges for the same amount and date
- Recurring subscriptions you thought were canceled
- Foreign transaction fees on domestic purchases
Dispute-ready in minutes
Sort by amount to identify overcharges. Filter by date to isolate a billing cycle. Copy transaction rows directly into your dispute letter or email. Credit card issuers need the exact date, amount, and merchant name — your spreadsheet provides all three.
Export 12 months of statements and sort by merchant to run an annual subscription audit.
Plans
Choose Your Plan
All plans include every document type and every input format. Free, Free+, and Premium share the same AI model — differences are about volume, batch size, file size, speed, and delivery.
Current Plan
Free
$0
Perfect for occasional use. No account needed.
- 10 conversions per day
- Single-file uploads, up to 5 MB
- Receipts, invoices, bank & credit card statements, paystubs, table images
- JPG, PNG, HEIC, HEIF, TIFF, WebP, single- and multi-page PDF
- Export to Excel, CSV, Word, JSON
- Privacy first: files & output are never stored
Free+
$0
Bigger batches and email delivery.
- 10 conversions per day
- Batches of up to 5 files, up to 10 MB each
- Email delivery of results
- Everything in Free
Most Popular
Premium
$4.99/mo
For power users who need maximum throughput.
- Unlimited conversions
- Batches of up to 50 files, up to 25 MB each
- Parallel processing — up to 10× faster batches
- ZIP download for batches
- Document merging
- Xero CSV & QuickBooks CSV exports
- Priority email support
- Billed monthly, cancel anytime
- Everything in Free+
Questions
Credit Card to Excel: Frequently Asked Questions
- How do I convert a credit card statement PDF to Excel for an expense report?
- Upload the statement PDF (single or multi-page — no splitting needed) to ScanToExcel's free credit card statement to Excel converter and pick Excel as the output. You get back one row per charge with date, merchant, signed amount (purchases, fees and interest positive; payments and refunds negative), type codeword (PURCHASE, FEE, INT, PAY, REFUND, CASHADV, …) and card last 4 — plus statement period, previous and new balance, statement balance, minimum payment due, payment due date, credit limit and available credit on a summary sheet. From there it is a five-minute pivot to build the categorized expense report, tax-deduction worksheet or chargeback packet. Free up to 10 statements a day, no signup.
- Is the credit card statement to Excel converter really free?
- Yes. The free credit card to Excel converter handles 10 statements per day with no signup, no credit card and no watermarks — Excel, CSV, Word and JSON exports are all included. Premium ($4.99/month) is where the converter starts paying back time on volume: 50 statements per batch (great for a full year of business card statements at once), multiple statements merged into a single consolidated Excel file (essential when you are categorizing personal + business cards for tax season), and native Xero CSV and QuickBooks CSV exports that drop straight into the expense module.
- What data does ScanToExcel extract from credit card statements?
- Every transaction with date, merchant, type, and a signed amount where purchases, fees and interest are positive and payments or refunds are negative. The AI also captures the statement period and currency, previous and new balances, statement balance, minimum payment due, payment due date, credit limit and available credit, plus summary totals for purchases, payments, fees, interest, cash advances and balance transfers. Issuer, cardholder, card network, brand, and the last 4 digits round out the row metadata.
- Which credit card issuers are supported?
- All of them. ScanToExcel reads the document layout rather than relying on a template for a specific issuer. That means it works with Visa, Mastercard, American Express, Discover, store cards, business cards, and international issuers in any currency.
- Can I process multi-page credit card statement PDFs?
- Yes. Upload the full PDF and the AI processes all pages as one document. Transactions from every page are merged into a single output file with consistent columns. No need to split the PDF first.
- How are fees and interest charges handled?
- They are emitted as their own transaction rows alongside purchases, with the type column flagged (FEE, INT, …). Annual fees, late fees, foreign transaction fees, cash advance fees, and interest charges are signed positive — the same convention as a purchase — so totals tally cleanly when you sort, group or pivot.
- Is my credit card statement data stored or shared?
- No. Processing happens entirely in memory and files are discarded the moment your download is ready. Nothing is logged, cached, or retained. ScanToExcel is GDPR compliant and requires no account creation.
- Can I use this to find unauthorized charges?
- Absolutely. Once transactions are in Excel, sort by amount to flag unusual charges, filter by merchant to spot unfamiliar names, or compare two months side-by-side to find new recurring charges. This helps you build documentation for disputes with your card issuer.
More Tools
Other Document Conversion Tools
Turn Your Next Statement Into an Expense Report
Drop your first PDF and get a categorized charge sheet back before your card's payment due date. No signup, no cost — download and file the report.
Convert Credit Card Statement to Excel →